Month: December 2022

FEATURE
You Ask, We Answer: Are We Fiduciaries? (Ep.22)

You Ask, We Answer: Are We Fiduciaries? (Ep.22)

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What is a fiduciary and does Whittenburg Wealth Partners follow the fiduciary standard? Austyn Whittenburg has the answer.

In this episode, Austyn Whittenburg discusses one of the most common questions he’s starting to receive from his prospective clients, “are we fiduciaries?” He explains what a fiduciary is, differentiates between the fiduciary standard and suitability standard, and shares how to find out if a financial professional is a fiduciary.

Austyn discusses:

  • What a fiduciary is
  • Who is held to a fiduciary standard
  • The difference between the fiduciary standard and suitability standards
  • How the fiduciary standard applies to his practice
  • The easiest way to know if a financial professional is a fiduciary
  • And more

Resources: 

Connect with Austyn Whittenburg:

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FEATURE
A Chat About Long-term Care Insurance With Rick Gallacher, CFP® (Ep.21)

A Chat About Long-term Care Insurance With Rick Gallacher, CFP® (Ep.21)

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Most people will need some form of long term care at some point in their life, and they don’t want to be a burden on their family.

In this episode, Austyn Whittenburg talks with Rick Gallacher, CFP®, to talk about a range of different long term care options, the benefits of the services, and when you need them.

Rick discusses:

  • How to get benefits from long term care insurance
  • The different ways these policies get set up
  • How tough it can be for informal caregivers
  • The average costs of assisted living facilities versus at home care
  • And more

Connect With Austyn Whittenburg:

Connect With Rick Gallacher:

About Our Guest:

Rick Gallacher has experience in the areas of financial modeling, asset allocation, investment selection, estate planning, personal risk management, holistic situation auditing and personal financial reporting. As a licensed CPA, he has proficiency in understanding and applying analysis to the overall economy, capital markets, corporate fundamentals, personal taxation and essential business law.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing.

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