Tag: Credit Score

Ready to school your student loans? (Ep. 40)

Ready to school your student loans? (Ep. 40)

Feeling overwhelmed by student loans? 

You’re not alone.

Join Austyn Whittenburg of Whittenburg Wealth Partners as he dives deep into the complicated world of student loans in the United States. From discussing the COVID-19 pause on repayments to the latest Supreme Court rulings, Austyn breaks down what you need to know to make informed decisions about your student loan debt.

In this can’t-miss episode, Austyn grapples with:

  • How the staggering $1.77 trillion in student loan debt impacts YOU
  • What you need to know about repayment options to maximize your advantage
  • What is the SAFE plan and why should you care?
  • Can the one-year “On-Ramp” period actually salvage your credit score?
  • And more!

 

Resources

Connect with Austyn Whittenburg:

 

Building Credit: Insights from a Mortgage Loan Originator with Troy Heidenreich (Ep.27)

Building Credit: Insights from a Mortgage Loan Originator with Troy Heidenreich (Ep.27)

Your financial future is at stake, and a good credit score is essential in pursuing your goals. Whether it’s buying a home, starting a business, or investing in your future, a solid credit history is crucial. Don’t risk making common mistakes that can negatively impact your credit score and hurt your financial well-being.

In this episode, Austyn Whittenburg is joined by Troy Heidenreich, Mortgage Loan Originator at CrossCountry Mortgage, LLC. They talk about credits, how to build a good credit history, and the importance of building credit at an early age. Additionally, they debunk common credit score myths.

Austyn and Troy discuss:

  • How Troy got into the mortgage industry, and how his team at Cross Country Mortgage helps clients pursue their financial and real estate goals
  • What credit is, basic tips on building credit, and creating a good credit history for future loans
  • Credit score ranges (what is considered poor, good, and perfect), and how many years does it take to have accurate information about your credit history 
  • The factors that go into calculating credit scores
  • Tips for fixing or improving your credit situation and the importance of getting a “deletion letter”
  • The myth that pulling credit for a mortgage application will hurt your credit score
  • The importance of using a credit monitoring service to avoid identity theft 
  • And more!

Connect with Austyn Whittenburg:

Connect with Troy Heidenreich:

Troy Heindenreich and CrossCountry Mortgage are not affiliated with or endorsed by Whittenburg Wealth Partners or LPL Financial. 

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. 

 No strategy assures success or protects against loss.