Tag: Financial Advisor

FEATURE
A Chat About Long-term Care Insurance With Rick Gallacher, CFP® (Ep.21)

A Chat About Long-term Care Insurance With Rick Gallacher, CFP® (Ep.21)

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Most people will need some form of long term care at some point in their life, and they don’t want to be a burden on their family.

In this episode, Austyn Whittenburg talks with Rick Gallacher, CFP®, to talk about a range of different long term care options, the benefits of the services, and when you need them.

Rick discusses:

  • How to get benefits from long term care insurance
  • The different ways these policies get set up
  • How tough it can be for informal caregivers
  • The average costs of assisted living facilities versus at home care
  • And more

Connect With Austyn Whittenburg:

Connect With Rick Gallacher:

About Our Guest:

Rick Gallacher has experience in the areas of financial modeling, asset allocation, investment selection, estate planning, personal risk management, holistic situation auditing and personal financial reporting. As a licensed CPA, he has proficiency in understanding and applying analysis to the overall economy, capital markets, corporate fundamentals, personal taxation and essential business law.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges and restrictions, and the policy holder should review their contract carefully before purchasing.

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FEATURE
The Basics of Social Security (Ep.20)

The Basics of Social Security (Ep.20)

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One in five Americans claim some form of Social Security benefits. Everyone’s benefit can be slightly different depending on your work history, age and a few other factors.

In this episode, Austyn Whittenburg, discusses the basics of Social Security to help you get a clear understanding of what it is and how it gets calculated.

Austyn discusses:

  • Why Social Security is known as a broad reaching program
  • How Social Security gets funded
  • How to calculate the amount of Social Security you will receive
  • Who is eligible to receive a Social Security benefit
  • How to maximize your Social Security benefit
  • And more

Resources:

Connect with Austyn Whittenburg:

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FEATURE
Navigating Volatility and Bear Markets (Ep.19)

Navigating Volatility and Bear Markets (Ep.19)

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Some of the best days that you’ll see as an investor happen in bear markets and over the course of your investment life it can make a significant difference in your portfolio.

In this episode, Austyn Whittenburg discusses how his firm approaches periods of extended volatility and how he helps clients survive the bear market. He also explains some of the sound investment principles and why you should maintain a long term investing perspective.

Austyn discusses:

  • Why there is no such thing as short-term investing
  • What a bear market is––and how long they typically last
  • How critical it is to stay invested so that you’re not missing those best days
  • Taking advantage of the times when people are fearful in the market
  • And more

Connect With Austyn Whittenburg:

 

https://www.whittenburgwealth.com/navigating-volatility

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual.  All performance referenced is historical and is no guarantee of future results.  All indices are unmanaged and may not be invested in to directly.

All investing involves risk including loss of principal. No strategy assures success or protects against loss.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio.  Diversification and asset allocation do not protect against market risk.

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FEATURE
Staying Healthy During The Holidays With Jon Fuller (Ep.18)

Staying Healthy During The Holidays With Jon Fuller (Ep.18)

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Many people are wanting to increase their wealth, and their health, but maybe don’t know where to start. As you’re gearing up for the holidays and the treats start to stock up, how are you planning on staying healthy?

In this episode, Austyn Whittenburg talks with Jon Fuller, a health, wellness and personal development coach at Health Revolution. With these new healthy habits, you can still enjoy your favorite foods and have fun over the holidays.

Jon discusses:

  • Healthy new habits you can gain
  • Why new year resolutions always fail
  • How to stay healthier during the holidays
  • The best way to enjoy candy for Halloween
  • And more

Connect With Austyn Whittenburg:

Connect With Jon Fuller:

Jon Fuller and Health Revolution are not associated with or endorsed by Whittenburg Wealth Partners and LPL Financial.

About Our Guest:

Jon Fuller is a certified health and wellness coach that loves helping people create an optimal life. Healthy body, mind, and finances.

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FEATURE
The Right Ways To Be Insured With Sam Hoole (Ep.17)

The Right Ways To Be Insured With Sam Hoole (Ep.17)

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With inflation causing a fluctuation in the value of your assets, is it time to update your insurance coverage to ensure that your properties and valuables are all covered?

In this episode, Austyn Whittenburg talks with Sam Hoole, a private client advisor at Diversified Insurance An IMA Inc. Company. He will talk about all things, property and casualty insurance, the different types of insurance people should have and how you should be thinking about this as the values have been changing recently.

Sam discusses:

  • Does inflation affect your insurance coverage
  • The new wave of cyber insurance
  • What you should expect from your insurance agent
  • If umbrella insurance is worth it
  • And more

Connect with Austyn Whittenburg:

Connect with Sam Hoole:

About Our Guest:

Sam Hoole provides Personal Insurance for successful individuals and families/high net-worth: home, auto, umbrella, valuable collections, and watercraft.

As a Private Client Advisor, he helps provide adequate insurance protection by creating a personal risk management strategy for successful individuals and families through quality insurance companies. He performs custom Personal Insurance Reviews for your homes, rental properties, autos/antique cars, recreational vehicles, watercraft – yachts/boats, fine arts, jewelry, aircraft, and personal umbrella. 

Sam Hoole and Diversified Insurance are not affiliated with or endorsed by Whittenburg Wealth Partners or LPL Financial.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. It may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. For information about specific insurance needs or situations, contact your insurance agent. 

Any company names noted herein are for illustrative purposes only and not a solicitation of their products or services.



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FEATURE
Is It Time To Start Saving For Your Child’s Education? With Rick Gallacher, CFP® (Ep.16)

Is It Time To Start Saving For Your Child’s Education? With Rick Gallacher, CFP® (Ep.16)

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As college costs continue to rise, more parents and grandparents are looking into ways to save for their children’s education. But with the potential for taxes and penalties, is a 529 plan the right choice?

In this episode, Austyn Whittenburg talks with Rick Gallacher, CFP®, to discuss how you can start helping your kids save money for college with a college savings plan. When used right, you are able to use the money tax free on almost everything school related.

Rick discusses:

  • Options for paying for college
  • What you can use 529 funds for
  • How the family legacy pyramid works
  • Pros and cons of college savings plans
  • And more

Connect with Austyn Whittenburg:

Connect with Rick Gallacher:

About Our Guest:

Rick Gallacher has experience in the areas of financial modeling, asset allocation, investment selection, estate planning, personal risk management, holistic situation auditing and personal financial reporting. As a licensed CPA, he has proficiency in understanding and applying analysis to the overall economy, capital markets, corporate fundamentals, personal taxation and essential business law.

Prior to investing in 529 Plan investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.

Austyn Whittenburg, Rick Gallacher, Whittenburg Wealth Partners, and LPL Financial do not offer tax advice or services.



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FEATURE
The Reason Everyone Should Have an Estate Plan with Eric Whiting (Ep.15)

The Reason Everyone Should Have an Estate Plan with Eric Whiting (Ep.15)

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Many people think estate plans are solely for wealthy people but that could not be further from the truth.

Everyone should have an estate plan.

In this episode, Austyn Whittenburg talks with Eric Whiting, an estate planning lawyer. Planning your trust should be a priority for you to ensure your children and family can be taken care of incase something unexpected happens to you. There are also some other important documents he talks about, such as why having a power of attorney is in your best interest.

Eric discusses:

  • The big difference between a will and an estate plan
  • All the documents you need to help ease the pressure off of your family if anything happens to you
  • How often you should review your will and estate plan
  • Why everyone should have a trust
  • And more

Connect with Austyn Whittenburg:

Connect with Eric Whiting:

Eric Whiting and York Howell & Guymon are not affiliated with or endorsed by Whittenburg Wealth Partners or LPL Financial. Whittenburg Wealth Partners and LPL Financial do not offer legal advice or services.

About Our Guest:

Eric B. Whiting is an attorney with the Salt Lake City law firm of York Howell & Guymon. Eric’s practice is focused on estate planning, tax, business planning, and nonprofit entities. Eric also assists clients of large and small estates with all aspects of estate administration and probate. Eric assists business clients with entity selection, structuring, formation, and planning. He also represents clients before the IRS. Eric is currently an active member of the Utah State Bar, Idaho State Bar, Washington State Bar and most recently Wyoming State Bar. He is also admitted before the U.S. Tax Court, the U.S. Court of Appeals for the Ninth Circuit and the U.S. District Court for the Eastern District of Washington. Eric earned his Bachelor’s Degree in Economics and Law & Constitutional Studies at Utah State University, his Juris Doctor at Gonzaga University School of Law and his LL.M. in Taxation at Georgetown University Law Center. When not in the office, Eric loves spending time outside with his wife and three daughters. He enjoys mountain biking, rock climbing, skiing and snowboarding.

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FEATURE
Fitting Real Estate Into Your Portfolio With Jeffrey Gross (Ep.14)

Fitting Real Estate Into Your Portfolio With Jeffrey Gross (Ep.14)

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With the stock markets changing and public real estate being down 18%, private real estate is still in the positives.

In this episode, Austyn Whittenburg talks with Jeffrey Gross, director at Apollo Global Management, Inc., about the private real estate industry. With inflation going up, private real estate investing could be a fit within your retirement income stream. 

Jeffrey discusses:

  • Why a client could consider real estate as part of their portfolio
  • The different categories of real estate investing
  • Tax benefits from real estate investment income
  • The rising interest rate environment
  • And more

Connect with Austyn Whittenburg:

Connect with Jeffrey Gross:

Investing in Real Estate Investment Trusts (REITs) involves special risks such as potential illiquidity and may not be suitable for all investors. There is no assurance that the investment objectives of will be attained. You should consider the investment objectives, risks, charges and expenses of REITs carefully before investing.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. 

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

About Jeffrey Gross:

Jeffrey Gross is an experienced Director specializing in Alternative Investments with a demonstrated history of working in the financial services industry. Skilled in Capital Raising, Financial Structuring, Real Estate Development, and Real Estate Transactions. Over the last 20 years of capital markets experience have raised more than $3 billion invested in the alternative investment sector including private real estate, private credit, 1031’s, non-traded REIT’s, Closed End Interval Funds and Qualified Opportunity Zone Funds. Maintain strong leadership and interpersonal skills while building long lasting, trusted relationships in the RIA/Family Office/Wire House and Broker Dealer channels. Bachelor of Science (B.S.) focused in Chemical Engineering from Worcester Polytechnic Institute.

Jeff Gross, Apollo Global Management, are not affiliated with or endorsed by Whittenburg Wealth Partners and LPL Financial.



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FEATURE
Mid-Year Outlook On The Economy (Ep.12)

Mid-Year Outlook On The Economy (Ep.12)

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It certainly has been a bumpy ride over the past few months. But after some forecast analyses, are we finally going to see some improvements to the economy or do we have to keep our seat belts fastened as it drops even further?

In this episode, Austyn Whittenburg gives you a midyear outlook and what to expect the next six months to look like as it relates to the stock market and the economy.

Austyn discusses:

  • The forecast for the next six months relating to the economy and stocks
  • New opportunities with the current markets
  • How midterm elections can affect the stock market 
  • Is a recession really happening
  • And more

Resources:

Connect with Austyn Whittenburg:

Publishing Tags: 

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies mentioned will be successful.

All investing involves risk including loss of principal. No strategy assures success or protects against loss.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.



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FEATURE
How to Provide Value to Your Clients With Colleen Bowler (Ep.11)

How to Provide Value to Your Clients With Colleen Bowler (Ep.11)

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Money is indeed important, but when it comes to financial advisors and wealth planners, they cannot discuss only about investments. In fact, this can be detrimental.

In this episode of Wealth of Insight, Colleen Bowler, co-founder of C&J Innovations and the developer of a passport package tool, talks with Austyn Whittenburg. They detail the importance of creating value ​​for clients to build stronger relationships.

Colleen discusses:

  • The fundamental mindsets to know more about your clients’ life
  • Why only talking about investments can be unfavorable
  • How passports reveal uncovered opportunities for clients
  • How crucial it is to understand your client’s fears
  • And more

Resources: 

Connect with Austyn Whittenburg:

Connect with Colleen Bowler:

About Our Guest:

As Certified Financial Planner, Colleen Bowler spent over 25 years building and growing her firm, Strategic Wealth Partners, into a premier Texas financial planning firm with hundreds of individuals and families “under our care.” Along the way, she received many industry awards and was featured in the book, Women at the Top by Arthea Reed and Diane Dixon. In addition, Colleen has served as a coach with the Strategic Coach Program since 2003, all while raising a son as a single mom, co-authoring a book, Generous Kids, and making time for her blended and extended family, friends, and a variety of non-profits.

In 2020, Colleen founded C&J Innovations with Jeanne Hurlbert, PhD, who brings expertise in assessments and surveys. Colleen and Jeanne combined their unique expertise to create a female-led company that gives financial professionals tools to bring increased value for prospects, clients, and advisors by expanding client and prospect conversations.

Colleen Bowler, Strategic Wealth Partners, and C&J Innovations are not affiliated with or endorsed by Whittenburg Wealth Management and LPL Financial.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.



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